Tips for Buying a New Car

July 14, 2015, In: Tech

Buying a new car is a big decision. If you’ve been driving an old junker, you may rightfully be excited, and a little nervous. This is perfectly normal, since you will ideally be driving the car for a long time, and since it depreciates the moment you drive it out of the lot, you’ll want to ensure you’ve made the right choice.

And the type of car which is right for you is extremely personal. What one person loves, another may loathe, and the stage you’re at in your life will also influence the type of car you purchase. If you’re young, single, and primarily drive in the city you may want to choose something like a jaguar, if you’re active and like to drive off-road you may want a 4×4, and if you’re a parent you’ll probably be looking for something which is sturdy and has plenty of space and safety features.

Here are some tips for buying a new car:


Get your car loan approved

This is the first step when you’re buying a car, and unless you have a lot of cash or savings sitting around, you’ll want to choose a lender which has a good interest rate. It’s a good idea to get approved in advance, so you can then negotiate with the car dealer as if you were a cash buyer, making it much easier, and increasing your likelihood of getting a good deal. While you can still get dealership financing, if you can get approved before you even walk in the doors of the dealership you’re likely to get the best interest rate possible.

Price your current car

It’s important to understand that the price of your new car is usually negotiable. Spend some time researching the price of your potential car, but also the price of the trade-in for your current car if you’ve got one. This information can be easily found online so you know exactly what to expect if you’re going to trade the car in, and you’ll know if the dealership is trying to rip you off.

Find your new car

This is the most exciting part, however it’s also where a lot of people go wrong. It’s common to build up the idea of a perfect car in your head, and while it’s good to know what you want, the more flexible you are about colour and options, the more options you have, and the better you can negotiate since you won’t be emotionally connected to one type of car.


It’s important to know that you can negotiate with your dealer. And if you’re not happy with the price they give you, feel free to approach other dealers and see if they can beat the price.

Remember, you may find this time consuming and stressful, so consider how much time you’re willing to invest in negotiating for a better price. Have an idea in your mind about how much you want to spend, and once you’ve hit it you can be satisfied that you found a great deal.


I wanted a website that encompassed everything being a modern, independent woman is for me. Savvy Dames are women who are independent, chase their dreams, connected with technology, focused on their health and fitness and love to travel. Maybe you're not quite there yet, but working towards it. This blog is a resource for expert Savvy Dames, to works in progress. Feel free to browse my blog posts or drop me a note. I hope you enjoy my blog.

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